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Cash Runway Calculator

Months until the bank balance hits zero, with growth in revenue and costs built in.

AInputsExample numbers. Type over them.
₹
60 lakh
₹
8 lakh
₹
14 lakh
%
%
BResultsClick a row to see its formula
B3fxMonths before the balance first goes below zero
1Burn this month₹6,00,000
2Simple runway (no growth)10 months
3Runway with growthOver 60 months
4Break-even monthMonth 16

You reach break-even in month 16 with cash to spare.

ChartHover for values
Month by month
ScenariosSaved in this browser only

How this calculator works

Runway is how many months you can operate before the bank balance hits zero. Founders often use cash ÷ burn, which ignores growth. This version lets revenue and costs grow every month, so you can see whether you reach break-even before the money runs out.

Use it before every hiring decision and every fundraise.

Formula

Revenue in month m = revenue × (1 + g_rev)^(m − 1) Costs in month m = costs × (1 + g_cost)^(m − 1) Cash in month m = previous cash + revenue − costs Runway = months until cash first goes below zero

Worked example

A startup with ₹60 lakh in the bank, ₹8 lakh monthly revenue growing 6% and ₹14 lakh costs growing 2% burns ₹6 lakh this month. Revenue catches up with costs in month 16, before the cash runs out.

Things to watch

  • Start fundraising when you have 9–12 months of runway left, not 3.
  • Test a bad case: halve the revenue growth and see how much runway disappears.
  • Include GST payments and annual costs such as audit fees in monthly costs.

Questions

What is burn rate?

The cash you lose each month: costs minus revenue. Gross burn is costs alone.

Is runway the same as profitability?

No. Runway is about cash. You can be profitable on paper and still run out if customers pay late.

How much runway should a startup keep?

Most investors expect 18–24 months after a fundraise, and a plan to reach the next milestone well before the end.

Can I see the monthly numbers?

Yes. The month-by-month table below the chart can be copied straight into Excel.

For planning and education only, not tax, legal or investment advice. Last reviewed 2026-10-31.