For owners, accountants and analysts

Finance tools that show their working

Twenty calculators built on Indian rules for FY 2026-27, Excel models a finance team would recognise, and a monthly MIS service when you'd rather not do it yourself. Every result shows the formula behind it.

GST 2.0 slabsTax: FY 2026-27PF ceiling ₹25,000No sign-up
AQuick GSTFull calculator
₹
B2fx
1Taxable value
2GST
3CGST = SGST
4Invoice total

Three ways to use KhataIQ

Start free with the calculators. Buy a model when you need it offline. Hand the monthly work to us when it's taking too long.

Free

Calculators

GST, tax regime, loans, working capital, pricing, DSCR, NPV and more. Save scenarios, compare them side by side, and copy tables straight into Excel.

All 20 calculators
₹499 – ₹2,499

Excel templates

A monthly MIS pack, a startup 3-statement model, a real estate DCF, an Ind AS 109 ECL calculator and more, with sample data and a walkthrough.

Browse templates
From ₹4,000 / month

MIS dashboards

Send us your Tally or Zoho exports. Get a P&L, cash and receivables dashboard by the 7th, with three lines on what changed.

How it works

Excel templates

Built like a finance team's working files: inputs in blue, formulas locked, a read-me tab.

All templates
Coming soon

SME Monthly MIS Pack

A month-end pack that turns your Tally or Zoho export into a P&L, cash flow, debtor and creditor ageing and a one-page KPI sheet.

SME owners and accountants₹1,499
Coming soon

Startup 3-Statement Model

Linked P&L, balance sheet and cash flow for 36 months, driven by a single assumptions tab, with runway and fundraising scenarios.

Founders and startup analysts₹2,499
Coming soon

Real Estate DCF & IRR Model

Evaluate a flat, plot or small project with Indian costs built in: stamp duty, GST on under-construction property, loan drawdowns and rental yield.

Home buyers, investors and analysts₹1,999
Coming soon

ECL Calculator (Ind AS 109)

Stage 1, 2 and 3 expected credit loss for a loan book using PD, LGD and EAD, with macro scenarios and a provision movement schedule.

NBFC analysts, auditors and finance students₹1,999

Who builds this

KhataIQ is run by Praveen Jha (MBA (Finance), IIM Visakhapatnam), with a background in credit analysis, real-estate finance and business analytics. The calculators use the same logic as the models we build for clients, and every formula is on the page so you can check it.

More about KhataIQ

New tools by email

One new calculator or template every fortnight, plus a short note on a real finance problem.

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