Loan Amortisation & Prepayment Planner
A full EMI schedule with any number of part-prepayments and rate changes, showing interest saved and the new end date.
What's inside
- Monthly schedule for up to 30 years
- Part-prepayments on any date, with reduce-tenure or reduce-EMI choice
- Floating-rate changes from any month
- Interest saved and months saved summary
- Yearly principal and interest for tax filing
Who it's for
Home and business loan borrowers. If you can fill in a spreadsheet you can use it; the read-me tab explains every input, and the walkthrough video takes about eight minutes.
How it's built
- Inputs in blue, formulas in black, results on the first tab
- Formulas protected so they don't break; input cells unlocked
- Sample data filled in, plus a blank copy
- Tested in Microsoft Excel 2016+ and Google Sheets
Try the free version first
Business Loan EMI Calculator, Home Loan Prepayment vs Invest Calculator, Loan Balance Transfer Calculator covers part of this model online.
Questions
How do I get the file?
Right after payment you get an email with a download link for the .xlsx file and a Google Sheets copy link.
Can I use it for clients?
The licence is for one user. You can use it for your own clients' work, but you cannot resell or share the file.
Do I get updates?
Yes. Updates for rule changes, such as tax or GST revisions, are emailed free for 12 months.
What if it doesn't work for me?
Digital downloads are not refundable, but if the file doesn't work as described we will fix it or help you set it up. See the refund policy.